Finance - Start Here
Buying a home
Embarking on the journey of buying a home is an exciting milestone. It’s a path filled with anticipation, decision-making, and the promise of new beginnings. Whether you’re a first-time buyer or a seasoned homeowner, the process requires careful planning and consideration.
Let’s find your ideal Home together!
Here’s a guide to help you navigate the crucial steps toward securing your dream home and understanding the essentials of loan application. With expert advice and the right resources, you’ll be well on your way to turning the key in the door of a place you can call your own.
Dive into the First 10 Steps to Buying a Home and the First Steps to Apply for a Loan to ensure a smooth and successful home-buying experience. Remember, the comfort of applying for a mortgage has never been easier; reach out to me for personalized assistance and let’s make your home ownership dreams a reality.
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First 10 Steps to Buying a home:
- Step 1: Start saving for a down payment
- Step 2: Check your credit score
- Step 3: Get pre-approved for a mortgage
- Step 4: Contact Veronica Ivy, Realtor
- Step 5: Go shop for a home
- Step 6: Make an offer
- Step 7: Get a home inspection
- Step 8: Get a home appraisal
- Step 9: Head to closing
- Step 10: Move in!
Do you have any question? Let's talk!
First Steps to Apply for a Loan:
When assessing a borrower, the lender is likely to take into account credit score, income, expenses, and the size of the down payment. In order to run an assessment, your lender is likely to ask for the following:
- Social security number
- Recent pay stubs
- W-2s or I-9 from the past two years
- Proof of other sources of income
- Federal tax returns
- Recent bank statements
Gone are the days when you had to walk into a physical branch to apply for a mortgage. These days, many mortgage lenders let you apply online, sometimes through a fully automated online mortgage platform and other times with phone assistance from a loan agent. If convenience is important to you, contact me today to pair you up with one of my preferred mortgage lenders in your own language.
